Your Kelowna Mortgage Journey Starts Here.
We will work for you with:
Specialized Private Lender Solutions
Alternative Lending Solutions
Debt Consolidation Mortgages
Mortgages Canada (West Coast to East Coast)
Construction Mortgages
B and Alternative Lenders
Equity Line of Credit
Credit Repair Program
First-time Home Buyer Mortgages
First and Second Home Purchase Mortgages
First and Second Home Mortgage Refinances
Laura Mackie, AMP | Mortgage Broker
P 778.878.5350
Why you need to work with Key Momentum Mortgages Ltd. and Laura Mackie for all mortgage and alternative financing services:
At Key Momentum Mortgages Ltd., Laura Mackie easily and effortlessly provide outstanding mortgage services to the community, guided by her core values of integrity, positivity, professionalism, and exceptional client service. Laura experiences joy each day knowing that what she's doing is being of service to others.
Fastest and lowest cost mortgages available anywhere
A life dedicated to helping individuals get mortgages
Turned away by a bank? I will get you approved.
Licensed with the largest mortgage brokerage network
Embrace mortgages for everyone and every unique situation
Integrity, positivity, professionalism, and exceptional client service
Key Momentum Mortgages Ltd. is proud to be assocciated and accredited with the following professional organizations:
Educational advice is paramount for the success of our client’s financial goals. Our team makes the extra effort to ensure the mortgage financing journey is highly educational with each and every conversation throughout the process. Our clients always understand the “why” behind our advice and mortgage strategy. Educating Canadians in mortgage financing and real estate goes deeper than just our mortgage service.
As your Kelowna mortgage broker team, we specialize in Alternative Lending, Divorce and Separation Mortgages, Reverse Mortgages, Business For Self-Mortgages, Getting a Second Mortgage, and Refinances, our mission at Key Momentum Mortgages Ltd. is to make you feel as comfortable as possible during your mortgage or financing journey. We put the interests of our clients first, serving you to ensure the process is successful.
How do we accomplish this for our clients?
Our process is simple and clear. Investing just minutes of your time will allow us to invest hours in helping you achieve your financial goals.
You have options, yet options mean nothing without a plan. Your advisor will build a plan to set you up for success. Our lender comparison report will make the mortgage decision simple.
Our team of mortgage professionals manages the final steps of completing your mortgage. Capped off with the digital signing package where you have the option to sign from the comfort of your home.
It’s time to move in and we like to think our job is just getting started. We stay by your side for the lifetime of your mortgage.
LENDERS
MORTGAGE AND FINANCING ARTICLES
Using Your RRSP for a Home Downpayment
Are you thinking of buying a home and wondering how you’ll come up with the downpayment? Did you know that the government of Canada offers a program called the Home Buyer’s Plan (HBP) that allows for using your RRSP for a home downpayment? Qualification for the HBP (Home Buyer’s Plan) To qualify for the HBP,…
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The Difference Between a Deposit and Down Payment
Do you know the difference between a deposit and down payment? Are you new to the home buying process and feeling confused by some of the terms used? We understand that it can be overwhelming, but don’t worry, we’re here to help. In this article, we’ll clarify the difference between two commonly confused terms: the…
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New to Home Financing? Start with a Mortgage Pre-Approval
Have you considered a mortgage pre-approval if you’re new to the home financing journey? Embarking on the journey to buy a property can be exciting, yet overwhelming process. If you’re unsure where to start, you’ve come to the right place! Let’s explore how getting pre-approved is a crucial first step in your home-buying adventure. Imagine…
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Understanding Debt Collections and Mortgage Financing
How do debt collections and mortgage financing connect when applying for a mortgage? Debt collections can negatively impact your credit score, debt-to-income ratio, and borrowing capacity when applying for a mortgage. Lenders consider a borrower’s credit history when assessing creditworthiness, and a history of debt collections can be viewed as a red flag. Debt collections…
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Fixed Mortgage or Variable Mortgage? What’s the best decision?
Fixed mortgage or variable mortgage? When it comes to purchasing a home, one of the biggest decisions borrowers need to make is whether to choose a fixed rate mortgage or a variable rate mortgage. In British Columbia, with variable mortgage rates potentially at a peak and fixed rates having recently retreated, this decision is becoming…
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