I Would Like to Purchase a Property

Laura Mackie | Key Momentum Mortgages Ltd. Langley Mortgage Broker
Laura Mackie | Key Momentum Mortgages Ltd. Langley Mortgage Broker

Laura Mackie, AMP | Mortgage Broker

F: 604.676.2285

If you're buying a home, whether as a first time home buyer or a vacation home, the process can be easy and stress-free.

Thanks for visiting Key Momentum Mortgages Ltd. We'd love to help you through the process of purchasing a home and educating you on the steps of becoming a homeowner. Getting started is easy! Simply answer the following few questions:

What are the basic steps in buying a home? How does it work?

Here are the basic steps to buying a home:

  • Determine your budget: Start by figuring out how much you can afford to spend on a home by taking into account your income, debts, and monthly expenses.
  • Get pre-approved for a mortgage: Contact a lender to get pre-approved for a mortgage loan. This will give you an idea of the amount you can borrow and the monthly payments you'll need to make. We can help you with this!
  • Hire a real estate agent: A real estate agent can help you find properties that meet your criteria and guide you through the buying process.
  • Start searching for homes: Look at listings online or in person, attend open houses, and take virtual tours to find homes that meet your needs and budget.
  • Make an offer: Once you've found a home you want to buy, your real estate agent will help you make an offer. If the seller accepts, the offer becomes a binding contract.
  • Get a home inspection: Hire a professional home inspector to check for any potential problems or issues with the property.
  • Close the deal: Once the inspection is complete and all other contingencies have been met, you'll sign the necessary paperwork and pay the closing costs. You'll then own the home.

It's important to have patience, be flexible, and be prepared for unexpected events during the home-buying process. It's also a good idea to get professional advice from a real estate agent, a mortgage lender, and a lawyer to ensure a smooth and successful transaction.