Mortgage and Financing Services
Specializing in Alternative Lending, Divorce, Business For Self Mortgages, and Refinances.
As the leading Langley mortgage services broker and alternative financial services company, it's our job to be the go-between between you and a mortgage lender. We make sure that you know all the products available to you, and are equipped with the knowledge to make the best decisions for you and your family.
We will work for you with:
- Mortgages Canada (West Coast to East Coast)
- Reverse Mortgages (55+)
- Getting A Second Mortgage
- Specialized Private Lender Solutions
- Alternative Lending Solutions
- Debt Consolidation Mortgages
- Separation and Divorce Mortgages
- Business For Self Mortgages
- Construction Mortgages
- B and Alternative Lenders
- Equity Line of Credit
- Credit Repair Program
- First-time Home Buyer Mortgages
- First and Second Home Purchase Mortgages
- First and Second Home Mortgage Refinances
Mortgages
As your life can change at any time, we offer a wide range of flexible mortgage products. Our clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Home Purchase
The purchase of a home is the largest purchase most people make during their lifetime. Whether you're a first-time buyer or an experienced buyer with excellent credit, we have access to the very best products and rates available across Canada. Give us a call. You’ll be pleasantly surprised!
Refinance
Canadians today face many reasons to refinance their mortgage. For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount. Or, you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate. Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.
Key Momentum Mortgages Ltd., specializing in Alternative Lending Solutions, Divorce, Business For Self-Mortgage, and Refinances, is proud to serve Vancouver, Surrey, Langley, Abbotsford, Cloverdale, White Rock, Richmond, Aldergrove, Burnaby, Chilliwack, Hope, Kelowna, Kamloops and all of BC.
Kristen Martin2024-01-13Laura is the very best! I have done three mortgages with her in the last 8 years and I am amazed by what she can do. I can 100% recommend her!Shanon Kelley2023-12-22Laura is terrific. I have never had a bad experience or anything close to it. As a realtor, it feels so good to be able to trust who you send your valued clients to, knowing they are in skilled hands. I absolutely recommend using Laura's services to anyone who enjoys on the ball actions and communication and wants the best deal possible for them, you won't be disappointed.Shannon Potts2023-12-07I cannot say enough good things about Laura! My situation was very delicate and she took the time with me and explained the whole process of getting a mortgage on my own. From the very beginning, she answered emails and text messages in such a way that showed she actually cared. I would recommend her to anyone and everyone. Such a fantastic mortgage broker! ❤️Joan Barski2023-11-21I don’t usually write reviews but I know that Laura deserves it. Laura was a rockstar. She is very professional and kept me informed during each step. She followed up with the notary and lawyer to make sure everything was going forward as planned and included me in all their correspondence. I highly recommend her!Matt Abbrusci2023-10-18Laura was extremely helpful, informative & professional throughout the whole process of selling & then buying our new home. Highly recommend!peggy jones2023-09-27I had the very pleasant experience of working with Laura and I would highly recommend her to anyone. She went above and beyond the call of duty to help secure the best financing available to me and I really appreciate the immediate communication she provided with all aspects of this experience She is polite, informative and professional . She works hard for her customers, you would not be disappointed to have her on your team. Thanks Laura!Deepak K2023-08-23Laura and her team did a great job in taking time answering all our questions as a first time home buyer. Laura's suggestions helped us select right mortgage product for the current market and working with her was amazing every time we had interaction. Highly recommend Laura as trusted mortgage specialist! Thanks Laura!!susan clyne2023-07-25Laura assisted us through a difficult process. She was patient, kind, extremely knowledgeable and persistent, helping the process go as smoothly as possible. We really appreciate Laura and her team!Sarah Little2023-07-15Laura went above and beyond for me. I wouldn’t have been able to achieve my homeowner goal without her help. I am forever grateful!!!!Mary Courtenay2023-06-21I haven’t needed a mortgage in a very long time and doing it over the phone seemed daunting but Laura took care of everything with ease and was very patient and professional walking me thru each step. She explained every detail, got a great rate and terms that work well for my situation. I would highly recommend Laura to anyone needing her services!
Why is it Important to get a Mortgage Broker when You are Looking to Purchase a Home or Property?
Purchasing a home or property is a significant financial decision, and securing the right mortgage can greatly impact your long-term financial health. A mortgage broker can be a valuable partner in navigating this complex process, offering expertise and access to a wide range of loan products. Here are the top reasons why it's important to engage a mortgage broker when you're looking to buy a home or property:
Expertise: Mortgage brokers are licensed professionals who possess deep knowledge of the mortgage market. They understand the intricacies of loan products, interest rates, and lending criteria, which can be overwhelming for first-time buyers or seasoned investors alike. By seeking the guidance of a mortgage broker, you can leverage their expertise to find the best mortgage option for your unique situation.
Customization: Every home buyer has different financial goals, credit history, and property preferences. A mortgage broker will take the time to understand your needs and tailor a mortgage solution that aligns with your objectives. This personalized approach can save you time and money in the long run.
Access to a variety of loan products: Mortgage brokers work with a network of lenders, including banks, credit unions, and specialty finance companies. This wide range of connections enables them to source and compare various loan products to find one that best fits your needs. Their access to exclusive deals or lower rates may not be available to the general public, potentially saving you thousands of dollars over the life of your loan.
Negotiation power: Mortgage brokers have established relationships with lenders, enabling them to negotiate on your behalf for better terms and conditions. This can result in lower interest rates, reduced fees, or more favorable repayment terms.
Streamlined process: The mortgage application process can be daunting and time-consuming. A mortgage broker will guide you through each step, handling the paperwork and liaising with lenders, solicitors, and valuers on your behalf. This support can reduce stress and ensure a smoother transaction.
Engaging a mortgage broker, like your leading Langley mortgage company Key Momentum Mortgages Ltd., when purchasing a home or property is a strategic decision that can save you time, money, and stress. Our expertise, access to various loan products, negotiation skills, and personalized support makes our team an invaluable ally in securing the best mortgage for your needs.
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