Your Aldergrove Mortgage Journey Starts Here

Leading Aldergrove Mortgage Broker Services and Alternative Lending Solutions. Proud to serve British Columbia.

Laura Mackie, AMP | Mortgage Broker
P  778.878.5350

Laura Mackie | Key Momentum Mortgages Ltd. Langley Mortgage Broker

Why you need to work with Key Momentum Mortgages Ltd. and Laura Mackie, your expert Aldergrove mortgage broker, for all mortgage services and alternative financing services:

Laura Mackie 2022 Mortgage Architects Gold ClubAt Key Momentum Mortgages Ltd., Laura Mackie easily and effortlessly provide outstanding mortgage services to the community, guided by her core values of integrity, positivity, professionalism, and exceptional client service. Laura experiences joy each day knowing that what she's doing is being of service to others.

Fastest and lowest cost mortgages available anywhere

A life dedicated to helping individuals get mortgages

Turned away by a bank? I will get you approved.

Licensed with the largest mortgage brokerage network

Embrace mortgages for everyone and every unique situation

Integrity, positivity, professionalism, and exceptional client service

Aldergrove Mortgage Broker and Financing Services Specializing in Alternative Lending, Divorce and Separation Mortgages, Reverse Mortgages, Business For Self Mortgages, and Refinances.

As your leading Aldergrove mortgage broker, it's our job to be the go-between between you and a mortgage lender. We make sure that you know all the products available to you, and are equipped with the knowledge to make the best decisions for you and your family.

Mortgages Canada (West Coast to East Coast)
Reverse Mortgages (55+)
Specialized Private Lender Solutions
Alternative Lending Solutions
Debt Consolidation Mortgages
Separation and Divorce Mortgages
Business For Self Mortgages
Construction Mortgages
B and Alternative Lenders
Equity Line of Credit
Credit Repair Program
First-time Home Buyer Mortgages
First and Second Home Purchase Mortgages
First and Second Home Mortgage Refinances

Key Momentum Mortgages Ltd. is proud to be assocciated and accredited with the following professional organizations:

Educational advice is paramount for the success of our client’s financial goals. Our team makes the extra effort to ensure the mortgage financing journey is highly educational with each and every conversation throughout the process. Our clients always understand the “why” behind our advice and mortgage strategy. Educating Canadians in mortgage financing and real estate goes deeper than just our mortgage service.

Specializing in Alternative Lending, Separation and Divorce Mortgages, Business For Self-Mortgage, Reverse Mortgages (55+), and Refinances. Our mission at Key Momentum Mortgages Ltd. is to make you feel as comfortable as possible during your mortgage or financing journey as the Aldergrove mortgage broker with your best interests at heart. We put your needs first, serving you to ensure the process is successful.

How do we accomplish this for our mortgage clients in Aldergrove?

Step 1: Getting to Know You

Step 1: Getting to Know You

Our process is simple and clear. Investing just minutes of your time will allow us to invest hours in helping you achieve your financial goals.

Step 2: Create Your Mortgage Plan

Step 2: Create Your Mortgage Plan

You have options, yet options mean nothing without a plan. Your advisor will build a plan to set you up for success. Our lender comparison report will make the mortgage decision simple.

Step 3: Close the Deal

Step 3: Close the Deal

Our team of mortgage professionals manages the final steps of completing your mortgage. Capped off with the digital signing package where you have the option to sign from the comfort of your home.

Step 4: We’re Here to Serve You

Step 4: We’re Here to Serve You

It’s time to move in and we like to think our job is just getting started. We stay by your side for the lifetime of your mortgage.

Aldergrove Mortgage Broker | Key Momentum Mortgages Ltd.

LENDERS

Key Momentum Mortgages Ltd. and Laura Mackie, your leading Abbotsford mortgage broker and specialist, has developed excellent relationships with many lenders across the country. Let's figure out which one has the best product for you. 
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MORTGAGE AND FINANCING ARTICLES

New to Home Financing? Start with a Mortgage Pre-Approval with Key Momentum Mortgages Ltd.

New to Home Financing? Start with a Mortgage Pre-Approval

March 30, 2023

Have you considered a mortgage pre-approval if you’re new to the home financing journey? Embarking on the journey to buy a property can be exciting, yet overwhelming process. If you’re unsure where to start, you’ve come to the right place! Let’s explore how getting pre-approved is a crucial first step in your home-buying adventure. Imagine…

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Understanding Debt Collections and Mortgage Financing

Understanding Debt Collections and Mortgage Financing

March 2, 2023

How do debt collections and mortgage financing connect when applying for a mortgage? Debt collections can negatively impact your credit score, debt-to-income ratio, and borrowing capacity when applying for a mortgage. Lenders consider a borrower’s credit history when assessing creditworthiness, and a history of debt collections can be viewed as a red flag. Debt collections…

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Fixed Mortgage or Variable Mortgage? What's the best decision?

Fixed Mortgage or Variable Mortgage? What’s the best decision?

February 16, 2023

Fixed mortgage or variable mortgage? When it comes to purchasing a home, one of the biggest decisions borrowers need to make is whether to choose a fixed rate mortgage or a variable rate mortgage. In British Columbia, with variable mortgage rates potentially at a peak and fixed rates having recently retreated, this decision is becoming…

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Not All Mortgages Are Created Equally

Is a No-Frills Mortgage Really What You’re Looking For?

January 31, 2023

A no-frills mortgage may seem like a great option to save money, but it’s important to understand the potential drawbacks before making a decision. In this article, we’ll explore what a no-frills mortgage is, why it may not be the best choice for everyone, and how to determine if it’s right for you. What is…

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Locking in a Variable Rate Mortgage | Key Momentum Mortgages Ltd. Langley Mortgage Broker

Understanding a Variable Rate Mortgage

January 17, 2023

Variable rate mortgages, also known as adjustable rate mortgages, are a popular option for homebuyers looking for flexibility in their mortgage payments. Unlike fixed-rate mortgages, where the interest rate remains constant over the life of the loan, variable rate mortgages have interest rates that fluctuate over time based on the prevailing market conditions. In this…

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As a leading Aldergrove mortgage broker, Key Momentum Mortgages Ltd. specializes in alternative mortgage lending options for purchases and refinances as well as mortgage financing for those who have been divorced and/or are self-employed. Whatever your need or situation, the team at Key Momentum Mortgages Ltd. is here to serve you and get you a guaranteed mortgage approval.