CanadaMortgageNews.ca
- Mortgage Expert alert: Why Canadian housing seems unaffordable in 2026: A 35-year real estate disconnect June 4, 2026The dream of home ownership in Canada appears distant in today’s mathematical reality. Housing costs account for nearly 30% of household income. Older generations survived 12–18% interest rates in the … Continue Reading Mortgage Expert alert: Why Canadian housing seems unaffordable in 2026: A 35-year real estate disconnectSteve Garganis
- The Wake-Up Call: What a Carney Majority Actually Means for You April 22, 2026(The Tax Squeeze, The Delusion, and The Multi-Trillion Dollar Gamble) Most Canadians were simply too busy trying to keep their heads above water to notice what was happening right under … Continue Reading The Wake-Up Call: What a Carney Majority Actually Means for YouSteve Garganis
- Part 2: Beating the Math: How Buyers Can Win in a Broken Mortgage Market April 21, 2026(click here to read Part 1: Breathing the Math: Why Politicians are failing Canadians and what you can do.) If you are a first-time buyer trying to get into today’s … Continue Reading Part 2: Beating the Math: How Buyers Can Win in a Broken Mortgage MarketSteve Garganis
- Part 1: Beating the Math: Why Politicians Are Failing Homebuyers and What you can do. April 20, 2026If you are trying to buy a house in Canada right now, the math is completely broken. Instead of treating the root causes of the housing crisis, politicians are serving … Continue Reading Part 1: Beating the Math: Why Politicians Are Failing Homebuyers and What you can do.Steve Garganis
- Mortgage expert alert: Will the Iran War and rising inflation offer a buying opportunity in 2026? April 8, 2026Escalating tensions in the Middle East have erupted into war between the US and Iran. Spiking oil prices from Strait of Hormuz blockages are already having an immediate, aggressive impact … Continue Reading Mortgage expert alert: Will the Iran War and rising inflation offer a buying opportunity in 2026?Steve Garganis
- House Poor is Out. “Kid Poor” is In. February 12, 2026Why the cost of modern parenting is drowning families—and how to be the adult in the room to fix it. This is an article I began writing 8 months ago. … Continue Reading House Poor is Out. “Kid Poor” is In.Steve Garganis
- Ask the mortgage expert: How to buy a home in 2026, between budgets, builders, and opportunities February 11, 2026Every year, homebuyers across Canada hold out for the silver bullet—a policy change that will suddenly make the path to homeownership clearer. From tax reforms to supply-side stimulus, the landscape … Continue Reading Ask the mortgage expert: How to buy a home in 2026, between budgets, builders, and opportunitiesSteve Garganis
CMT News
- New hiring platform aims to fill recruiting gap in Canada’s mortgage industry June 11, 2026Alignra founder says the industry-specific platform is designed to help brokerages, networks and lenders create better job postings, screen candidates and recruit talent more intentionally.Jared Lindzon
- Selling your home without a Realtor saves money, but can be a demanding task June 11, 2026Getting rid of clutter, fixing paint chips and making your home look straight out of a lifestyle magazine is a rite of passage for homeowners planning to sell their property. But that to-do list gets a bit longer if you're also planning to save money on commissions and sell the property without a Realtor.The Canadian Press
- Bank of Canada holds at 2.25% and warns of policy ‘dilemma’ June 10, 2026The Bank of Canada held its key interest rate but reiterated that U.S. trade uncertainty and the Iran war may mean it needs to either cut or deliver consecutive hikes to keep inflation stable.Bloomberg
- U.S. inflation picks up to three-year high, eroding paychecks June 10, 2026U.S. inflation accelerated in May to the fastest pace in more than three years as the Iran war pushed up energy prices, outstripping Americans’ pay gains.Bloomberg
- Rents fall as new completions surge and demand slows, but rebound expected: CMHC June 9, 2026Canada's housing agency says rental prices have fallen amid an influx of new properties and slower population growth, but demand in major cities is expected to grow in part due to improving affordability.The Canadian Press
- Housing advocate Eric Lombardi enters Ontario Liberal leadership race June 9, 2026A housing advocate has entered the Ontario Liberal Party leadership race.The Canadian Press
- Canada’s trade surplus widens to largest since before tariffs June 9, 2026Canada’s trade surplus widened in April as crude oil drove exports to a record high, while gold shipments declined sharply.Bloomberg
- Bank of Canada likely to hold after weak first quarter data: Decision guide June 9, 2026The Bank of Canada is widely expected to continue holding its policy interest rate for a fifth consecutive meeting, after recent data pointed to a weaker economy than the central bank had projected.Bloomberg
- Falling home prices could trap some Toronto borrowers at renewal: BoC June 9, 2026The Bank of Canada says most borrowers have managed higher renewal payments, but reduced equity is limiting refinancing options for a concentrated group of highly indebted homeowners.CMT Team
- Weak economic backdrop could keep rent prices soft this summer: report June 8, 2026A new report says Canada could be poised for a slower-than-usual summer rental market as average asking rents for May were down approximately $100 from a year earlier.The Canadian Press